In 19481949, Getty paid Ibn Saud $9.5million in cash, guaranteed $1million a year, and a royalty of 55 cents a barrel for the Saudi Arabian Neutral Zone concession. The reason was obvious. 149. Some commenters argued mandating website price disclosures would put small business at a competitive disadvantage[75] Payment Express (4%) and Stripe (3%) are the least popular services. SOURCE: U.S. Bureau of Labor Statistics, Employment Projections program, Morticians, undertakers, and funeral arrangers. Over half of Australians (60.93%) say free shipping incentives encourage their shopping habits and provide them with a better overall shopping experience. Get information on latest national and international events & more. This approach is consistent with the Commission's prior decision to repeal the original Rule's requirement that providers affirmatively state price information over the telephone even when a caller did not ask for the information. and only offer bundled services. CC RR at 4; see also AG RR at 4 (noting that a survey of GPLs conducted by the DC Attorney General found that some funeral providers do not list a separate charge for viewings or visitations). Gen Y is also spending big at $308, while baby boomers are disbursing the least amount ($54). Should funeral providers that do not offer embalming services to any customers, due to their religious traditions or for other reasons, be required to include an embalming disclosure on the GPL? 177. . 73. See 1994 Statement of Basis and Purpose, 59 FR 1592, 1600-1602 (Jan. 11, 1994). 171. Modifying the disclosure will also clarify persistent questions raised by the growing segment of funeral providers who do not offer embalming at all due to their religious traditions or because they only offer simple arrangements. 16 CFR 453.9. 12. bills, receipts, invoices, bank statements, etc.) protect consumers from deception and manipulation,[202] [10][11] Enamored with Europe after traveling abroad with his parents in 1910, Getty enrolled at the University of Oxford on November 28, 1912. NFDA RR at 47; State FDAs RR at 1. Of these, 18% were all career or mostly career departments and protected 70% of the US population. 35. Fewer than half (40%) of the sites reviewed provided any information about the price of the goods or services offered. Lona Choi-Allum, `Funeral and Burial Planners Survey,' AARP (November 2007). The projected numeric change in employment from 2021 to 2031. One commenter reported that [w]hen my wife was taken to the hospital, the doctors told me she had only days to live. AARP RR at 2. NJSFDA RR at 4. Some favored eliminating the fee. New York State Funeral Directors Association (NYSFDA) RR at 2; International Cemetery, Cremation and Funeral Association (ICCFA) RR at 4; Select Independent Funeral Homes (SIFH) RR at 5; Funeral Consumer Alliance of the Virginia Blue Ridge (FCA VABR) RR at 1; Funeral Consumer Alliance of Western Massachusetts (FCA WMA) at 1; Funeral Consumer Alliance of Pennsylvania (FCA PA) at 1; Consumer Action (CA) RR at 1; Funeral Consumer Alliance of Connecticut (FCA CT) RR at 1; Funeral Consumers Alliance of Arizona (FCA AZ) RR at 1; Carriage Service (Carriage) RR at 1; The Consumer Federation of America (CFA) RR at 1 Consumer Checkbook (CC) RR at 1; Unitarian Universalist Fellowship of Visalia (UUFV) RR at 1; National Funeral Directors Association (NFDA) RR at 79. On top of that, three in four consider some element of sustainability when shopping. NJSFDA RR at 5-6 (noting that consumer trends are moving away from disposition options that require the use of caskets); see also C. Tregillus RR at 4 (16 CFR 453.2(iii)(C)(2) should be deleted as no longer needed, unless there is opposition from the funeral industry based on evidence that there are still funeral providers that inflate their casket prices to cover their unallocated overhead costs and provide a profit (rather than charging a non-declinable basic services fee). Others were artisans or workmen engaged in renovation and refurbishing. If so, which fees should be required to be disclosed? The site is secure. However, some families prefer to hold the service in their home or in a social center. In fact, I feel I was at the mercy of the funeral provider. or (3) embalm the deceased for a fee without authorization when embalming is not required by law. One commenter stated that funeral providers should only have to post a GPL online, and not the OBCPL and CPL. "He would allow himself no self-indulgence in the purchase of a place to live, a work of art, even a piece of furniture, unless he could convince himself that it would appreciate in value." "It's not the money I object to, it's the principle of the thing that bothers me "[9]. Consumer Checkbook similarly reported fewer than 25 percenthad posted their GPLs online.[36] Funeral service workers typically do the following: Funeral service workers help to determine the locations, dates, and times of visitations (wakes), funerals or memorial services, burials, and cremations. As described below, the review showed robust website use by those funeral providers to promote their goods and services. Proudly powered by Weebly. Should the Rule specify how the GPL or the link to the GPL should be prominently displayed on the website? This compensation does not influence our school rankings, resource guides, or other information published on this site. (last visited Apr. The link(s) below go to OEWS data maps for employment and wages by state and area. However, some industry advocates asked the Commission to keep the Rule as is. We strongly encourage you to submit your comments online through the If the consumer is making selections online, the provider would need to offer a prominent link to its GPL before allowing the consumer to proceed with selections. Hamilton (Funerea) RR at 1; Out of the Box Funeral PlanningSusan Mackey (OBFP) RR at 1; Peace of MindC. e.g., Why or why not? have to do at 4. How will you handle potential challenges? They are often on call; irregular hours, including evenings and weekends, are common. 145. FTC-2020-0014-0685 Comment Submitted by Adam Drapczuk III. Would a requirement that funeral providers send their GPLs, CPLs and/or OBCPLs to consumers via electronic means and format present any challenges or costs for compliance or present any benefits to consumers? 54. Comments Generally Opposing Online and Electronic Disclosure, 2. 209. They often prepare obituaries and arrange for pallbearers and clergy services. For most profiles, this tab has a table with wages in the major industries employing the occupation. When speaking with families, for example, they must be tactful and able to explain and discuss all matters about services provided. Federal government websites often end in .gov or .mil. . (Data covering workers who perform cremations are provided in a separate occupation not covered in detail: crematory operators. and some cemetery operators are not transparent about their fees,[194] NYSFDA RR at 4. If we don't get some money within 10 days, then the other ear will arrive. Id. How would the additional disclosure language impact the overall consumer experience or create any benefits or costs to consumers and businesses, including small businesses? But while Victoria households dropped in their online shopping compared to 2020, the state was above-average growth compared to 2019. December 2020 recorded 5.68 million households, indicating growth since March which only saw 4.45 million shopping online. . FCA RR at 18-20. 155. They have a lengthy list of tasks and decisions to make without delay. documents in the last year, 951 205. All comments are considered public and will be posted online once the Id. 217. so we've restored your progress. Commenters credited the Rule with improving consumers' ability to make informed decisions. 24. is The tables in this document are a companion to the US Fire Department Profile report. The American Board of Funeral Service Education (ABFSE) accredits funeral service and mortuary science programs, most of which offer a 2-year associates degree at community colleges. He died on February 5, 2011, at the age of 54. less likely 194. The median annual wage for morticians, undertakers, and funeral arrangers was $48,950 in May 2021. There are many mortuary science programs that allow students to complete all coursework online. rendition of the daily Federal Register on FederalRegister.gov does not . https://www.regulations.gov/commenton/FTC-2022-0067-0001. 226. Until 28 September 2016, King Bhumibol developed a low grade fever as a consequence of pneumonitis and required further treatment with antibiotics. Thus, if the provider operates in a state that never requires embalming by law, the provider must state: Embalming is not required by law in__(name of state)__. If the provider operates in a state that requires embalming by law under certain circumstances, the provider must state those circumstances: Embalming is required in __(name of state)__when__(list the state's legal requirement). If the provider operates in multiple states with different requirements for embalming, the provider would list the requirements for each state in which the provider operates. Natural organic reduction is a new type of disposition that became legal in the State of Washington as of May 1, 2020, and was scheduled to be offered to funeral providers as soon as March 2021. Why or why not? Other commenters agreed and argued a standardized itemized price list, if done with the appropriate level of clarity. Williams (FCA NC) RR at 1; Funeral Consumers Alliance of Greater Kansas City (FCA GKC) RR at 1; FCA of Eastern Massachusetts (FCA EMA) RR at 1; Funeral Consumers Alliance of Greater Rochester (FCA GR) RR at 1; Peoples Memorial Association (PMA) at 1; FCA PA RR at 1; Funeral Consumers Alliance of South CarolinaO. [204], Two commenters, the International Cemetery, Crematory, and Funeral Association (ICCFA), and Carriage Services, Inc. (Carriage), opposed regulating cemeteries under the Rule. The Rule currently requires funeral providers to list the prices for 16 items (if offered), including the prices for the direct cremation services offered, with separate prices for direct cremation with or without an alternative container, and a description of the services and container included in each price. Electronic component and product manufacturing, n.e.c. . . Funeral Matters is a contemporary and transparent online pricing tool that allows consumers the ability to price and compare accurate charges with information available on the websites of 26 subscribing funeral providers. With that, the pay-telephone [was] removed, and the dial-locks were taken off the telephones in the house."[54]. The average spend across all age groups was $726. The following are examples of types of funeral service workers: Funeral home managers oversee the general operations of a funeral home business. The FTC Funeral Industry Practices Rule requires that funeral providers share written pricing information when consumers inquire in person. In the internet era, it's hard to see why anyone should have to physically visit or call multiple funeral homes just to compare prices. Should the Rule be changed to require that the mandatory disclosures on the price lists be in the same font, color, and size as the rest of the content on the price lists? The Indiana Funeral Director's Association noted that 71.5% of the respondents in a recent survey felt the mandatory inclusion of requiring funeral homes to fax, email, mail GPLs when requested did not further protect the consumer, and increased the potential cost confusion if a face-to-face requirement to obtain a GPL were made optional. IFDA RR at 4. We checked again the first week of June 2020 and determined an improvement: 13 funeral homes had posted their GPL (eight of the 28 funeral homes in Des Moines and five of the 23 funeral homes in the Cedar Rapids/Iowa City area)); H. Lee RR at 3, citing Robert Benincasa, Ann. In particular, the written request for confidential treatment that accompanies the comment must include the factual and legal basis for the request, and must identify the specific portions of the comment to be withheld from the public record. FTC Press Release (June 8, 2020) (FTC investigators found failures to disclose timely itemized pricing information, as required by the Funeral Rule, in 17 of the 90 funeral homes visited since 2018). Certification is not required for morticians, but getting certifications can provide a great resume boost and may lead to increased job opportunities and salaries. Commission staff has historically conducted such shopping as part of its efforts to ensure compliance with the Rule. 182. https://www.ftc.gov/reports/shopping-funeral-services-online. Although sometimes defined as "an electronic version of a printed book", some e-books exist without a printed equivalent. It could also better incentivize funeral homes to offer the most competitive prices. The. documents in the last year. For example, the Funeral Consumer Alliance of Utah noted that [i]n hospitals, when death occurs, families are ordered to call a funeral home to come immediately. Should any funeral providers be exempted from any of the proposed requirements described in Questions 1, 2, 5, & 6? [146], An alternative funeral provider commented to ask to be allowed to charge a uniform price for disposition via natural organic reduction, because it is neither practical nor either feasible for [the provider] to itemize the individual services that will be available for all decedents and next of kin as part of the [natural organic reduction] process as piecemeal offerings, unlike the way this may be done for the traditional disposition methods of direct burial and cremation.[147]. I would have had to drive to funeral homes who refused. 162. Why or why not? Office of Occupational Statistics and Employment Projections, Top Picks, One Screen, Multi-Screen, and Maps, Industry Finder from the Quarterly Census of Employment and Wages. Some staff advisory opinions address this issue. You can also take advantage of job placement services at your school. 88. What do you hope to accomplish throughout your career? Among those commenters who supported online disclosures, some also asked that the Rule be amended to contain guidelines for how online disclosure should be made,[60] I had no idea what to expect when I arrived to discuss arrangements, so you can imagine my surprise when I learned the cost involved. What tasks would you be comfortable completing on your own on the first day. Attachment Requirements. and it would be unduly burdensome to require providers to constantly monitor all of these fees charged by separate businesses, and then update and re-print the GPL each time the third party fees changes.[118]. As packaging is the first thing people see when they buy online it is important it uses eco-friendly materials and is practical and purposeful. is privileged or confidentialas provided in section 6(f) of the FTC Act, 15 U.S.C. and benefit businesses, by providing certainty and lowering compliance risks. Id. CFA RR at 2; AARP RR at 1; CA RR at 1; UUFV RR at 1; Service Corporation International (SCI) RR at 14. I can't find out from the funeral homes online how much it will cost to ship his body here or have him cremated and shipped. Several commenters urged the Commission to modify the Rule's provisions regarding price lists. consumers are disadvantaged in their negotiations with cemeteries, because deceased family members are already buried there, which adds additional emotional hurdles. He enrolled at the University of California, Berkeley, but did not complete a degree. Funeral Rule Advisory Opinion 09-6 (2009), available at [70] To be in compliance with the Rule, the price list must be accurate. Morticians are commonly called Funeral Directors and are some of the most valuable members of our society. FCA RR at 11-12; M. Bern-Klug RR at 2-3. 74. [94] C. Tregillus RR at 11. Alternative funeral provider Recompose argued the goods and services offered in connection with all forms of disposition are not uniform such that [a standardized price list] would be practical, particularly when it comes to natural organic reduction.[187] Shopping for Funeral Services Online: An FTC Staff Review of Funeral Provider websites (Oct. 2022) (Report). Each document posted on the site includes a link to the [26] https://www.stress.org/holmes-rahe-stress-inventory About 7,900 openings for funeral service workers are projected each year, on average, over the decade. On February 14, 2020, the Commission initiated a review of the Rule. It typically takes around 2 years of full-time study to earn an associates degree and around 4 years to earn a bachelors degree. Typical level of education that most workers need to enter this occupation. The Commission is also considering updating the Rule to adapt to new methods of disposition, for example the Rule requirements to offer and provide disclosures about alternative containers for direct services. Numerous commenters reported funeral providers refused to provide their itemized price lists in response to requests by mail, email, fax, over the phone, or by using the contact form on the provider's website. While the work of a Funeral Director typically involves long hours, stressful situations, and hard work, it is well worth the effort for the right candidates. [53] The costs to businesses of updating electronic lists would seem quite minimal and further the goal of providing consumers with accurate itemized information. that agencies use to create their documents. Others utilize and subscribe to Funeral Matters. 61% of consumers have used PayPal and Amazon Pay for their online purchases in the last 12 months. NFDA RR at 66-70. . at 71. The Commission could also make an exception to this proposed requirement if a funeral provider prominently makes either its GPL, CPL, and OBCPL, or clearly labeled links to these documents, available on its website.[98]. Why or why not? [40] Getty III was permanently affected by the trauma and became a drug addict. ., [will] significantly facilitate funeral home compliance,[172] See, Lacey (HLC) RR at 1; On the Record Advance PlanningA. 192. . Visit the FTC website to read this request for comment and the news release describing it. CFA RR at 8 (citing Joshua Slocum, Stephen Brobeck, The Relationship between Funeral Price Disclosure and Funeral Prices: A California Case Study, report from Consumer Federation of America/Funeral Consumers Alliance (February 2021). I am pleased to support this effort, and I look forward to the public comments during our rulemaking proceeding. regulatory information on FederalRegister.gov with the objective of 81.5% are searching online for products or services and 76.8% are purchasing a product online. He argued that his 13 other grandchildren could also become kidnap targets if he paid,[40] and also stated, "The second reason for my refusal was much broader-based. Perkins (Imperial Caskets) RR at 1; Funerea Ltd. CompanyM. FCA RR at 9-10, citing Joshua Slocum, Stephen Brobeck, Cremation Services: Highly Variable and Misleading Pricing, Lack of Disclosure, and Violation of Federal Rules, Funeral Consumers Alliance and Consumer Federation of America (September 2016), at 3, A common complaint from families we survey is that they paid a lot more than they expected for their loved ones' funerals; sometimes, they report funeral directors coaxed them into spending more than they would have liked.); J. Wilson RR at 1 (discussing how she was present while a funeral provider played on the emotions of her grieving friend to get a larger sale by saying things like your husband deserved better than that). 110. See H.B. 103. A sample [of funeral providers] showed that the city of Los Angeles, (73%), to the lowest Alameda County (27%) posted prices conspicuously. 164. It should include crematory fees, and other fees and charges of whatever kind that the consumer would pay to the funeral home. Although an associates degree is typically required, some employers prefer applicants to have a bachelors degree. Funeral service workers organize and manage the details of a ceremony honoring a deceased person. "[58] Only Kitson received a significant bequest upon Getty's death, receiving 5,000 shares of Getty Oil, which doubled in value during the 1980s, and a $1,167 monthly income. Moreover, of the websites that contained pricing information, only some prominently displayed the GPLs or other price information on their website's home page or on the drop-down menus present on that page.[89]. e.g., 131. The Commission is interested in receiving comment on the Rule's effect on the purchase of funeral goods and services in historically underserved communities. In the alternative or in addition to the proposed requirement in Question 10, should the Rule require that, if the consumer is making selections for a funeral arrangement online, then the provider would need to offer a prominent link to the GPL before allowing the consumer to proceed with selections? I shouldn't have had to choose between spending her last days with her or collecting funeral information.[44] These markup elements allow the user to see how the document follows the CR RR at 3 (the GPL should begin with the following statements: that the consumer has the right to choose among options and to choose individual products and services separately, that, unless specified otherwise, no product or service is required by law, and that any product or service that and Advisory Opinion 16-2, available at Common fields of degree include mortuary science, psychology, and business. 16 CFR453.2(b)(2)(i) and 453.2(b)(3)(i). The Pay tab describes typical earnings and how workers in the occupation are compensatedannual salaries, hourly wages, commissions, tips, or bonuses. See also M. Bern-Klug RR at 2 (University of Iowa collected 48 GPLs in 2016; the basic services ranged from $245-$3,750). Register documents. [145] Both your cover letter and resume should provide ample information of your experience, knowledge, and skills while being concise and to the point. Although licensing laws and examinations vary by state, most applicants must meet the following criteria: Working in multiple states requires multiple licenses. ICCRFA RR at 24-25. or Rebecca Plett, (202) 326-3664, 13, 1303 (1937); New Jersey Cemetery Act, 2002, 2002 Bill Text NJ A.B. Human resources managers plan, coordinate, and direct the administrative functions of an organization. Your input is important. 11/07/2022, 189 [16] This tab may also describe opportunities for part-time work, the amount and type of travel required, any safety equipment that is used, and the risk of injury that workers may face. has no substantive legal effect. 32. 228. [227] establishing the XML-based Federal Register as an ACFR-sanctioned [3] At his death, he was worth more than $6billion (approximately $22 billion in 2020). Those working in crematories are exposed to high temperatures and must wear appropriate protective clothing. Why or why not? Embalming may be necessary, however, if you select certain funeral arrangements, such as a funeral with viewing. although they did not quantify this burden or offer evidence to support their position. and sometimes contain inconsistent description of fees, such as the inclusion or exclusion of death certificate fees, which makes it hard for consumers to compare prices. California-Funeral-Home-Pricing-Report-9-30-19docx Funeral Consumers Alliance, Inc.); A Rector RR at 1 (only 25% of funeral homes in Maine list the GPL on their websites); J. Bates RR at 1 (of the 200 funeral retailers in the Dallas-Ft. Worth area, less than 10 post any pricing online); but see FCA UT RR at 1 (Quite a few Utah funeral homes are now posting their prices online on their own, so it should not be a problem for the sneaky ones to do so as well.).
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